Amount, use and timing
Identify the expense and select the funding purpose and urgency that correspond to it.
Business funding · Construction businesses
Business financing referrals · Construction businesses
Business funding for job materials and site equipment.
Materials, plant and labor may need paying for before a progress claim is settled. Explain the project stage, upfront costs and expected payment dates behind your request.
How it works
The application process
Operating information
Complete the business-name, industry, revenue and history fields together with the approximate credit range.
Review and send
Check your answers, review the consent wording and use the verification code before submitting the request.
Construction businesses · funding preparation
Costs and customer receipts
Separate signed work from pending tenders, and include retention or inspection conditions when mapping receipts. Financing repayments would sit alongside the existing costs of delivering the job.
Before you begin
Application preparation
Gather the business basics and check the expense calculation before you begin the application.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
Possible uses
Business expenses to describe
Job equipment
Owned equipment, hired plant and delivery charges have different cost patterns. Identify what the specific job needs and how long it will be in use.
Project materials
Supplier deposits may be due before materials arrive on site. Work from the specification and delivery schedule, including any staged orders.
Operating expenses
Wages, subcontractors and site costs can fall between progress payments. Define the period and obligations the request would cover rather than using the total contract value.
Before you decide
When reviewing a provider offer
Proceeds and deductions
Confirm the sum available for the purchase after any withheld charges.
Repayment and fees
Add the scheduled payments and other costs to understand the overall obligation.
Terms and flexibility
Read provisions covering guarantees, early settlement and changes in the business.
A few things to know
About this referral service
Information sharing and referral payments
The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.
Approval and available terms
The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.
Provider timing
Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.
Contact consent and mobile verification
Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.
Make a beginning
Start with your business funding request
Use the form to present your business funding need, including the amount and purpose of the request.